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Stop manually reading Personal Loan Agreements. Our AI is specifically designed to help educators extract exactly what they need in seconds.
Vague repayment schedules leading to outstanding unpaid debts.
Lender failing to document interest, potentially triggering IRS gift tax reviews.
No clear default terms or collection procedures.
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Specify the loan principal, payment due dates, and payment methods.
Set an interest rate that satisfies the IRS Applicable Federal Rate (AFR) requirements.
Include a clear clause outlining what happens in the event of default.
Ensure both parties sign the agreement in the presence of a witness or notary.